The rise in digital technologies has raised customers’ expectations of financial services and lenders. For today’s customers, the traditional loan processes are lengthy and tedious. They expect lenders to process loans and disburse funds quickly. …

Enhancing Decide’s data source for improved credit decisioning accuracy, such that risk concerns become almost non-existent for credit providers, remains key for us at Indicina. In line with this, we are excited to announce our latest update, which will help you identify how much Free Cash Flow (FCF) a borrower…

To protect subscribers from unsolicited messages, the NCC (Nigerian Communication Commission) put a DND service in place. DND which simply means Do-Not-Disturb gives subscribers the freedom to choose what messages they want to receive from various networks. This service which is activated by users at no cost, has posed a…

A message from our CEO’s desk Indicina is one of the pioneers of products designed to enable lenders unlock economic inclusion for African businesses and consumers. Almost three years later, and we are continuing our mission to deliver on this promise as we’ve become a leading provider of ML-driven financial…

Focused on driving credit inclusion and ensuring that the underserved get credit access through our APIs designed for lenders, we are excited to share that Decide v3 is live. …

The future of credit is here. It’s Buy Now Pay Later, and it is here to stay. Even better, consumers are here for it. Before we dig deeper though, in this article, we touch on the following concerning Buy Now, Pay Later: How we got here The definition of Buy…

Introduction: INside is an in-house feature of the amazing talents at Indicina. At Indicina, we believe that our people are more than the roles/titles that they hold, and we want to be able to shine a light on that through this feature. INside captures who Indicina employees are beyond work…

Lending is a risky business. Lenders can’t “take risk and succeed” their way into giving loans. …

Off the back of the recent launch of our Open Banking decision engine, Decide, we sat down with Folake, the Frontend Engineer, to find out more: Wale Abba: So, Folake firstly tell us a little bit about you and your role at Indicina? Folake: Hiiii. I’m Folake Tehingbola, graduate of…