Enabling merchants embrace alternative data for credit decisioning as opposed to the traditional data they are used to, has proven highly effective in reducing defaults and hastening the decisioning process. In using Decide to keep up this momentum, we have discovered that there are still several redundant tasks slowing down…

As a credit infrastructure provider, it is our job to pay attention to market best practices, the market preference, and the most effective way for credit providers to achieve their top goal — approve applications without defaults. With this in mind, we are excited to share that we have integrated…

Insider is an interview series that delves into the personal journeys of our exceptional talents at Indicina. In this episode, Adeola speaks with Maxi, an Engineering Manager at Indicina, about the thrill and challenges of working remotely from a different country. About Maxi Adeola: Can you please introduce yourself and tell us…

At Indicina, we believe that building trust goes beyond providing great products and services. It’s about truly understanding our customers’ needs, listening to their feedback, and growing together. …

Indicina’s culture has been of excellence and diversity, where talents are nurtured to blossom, and every team member knows how valuable their contributions are. If you’ve ever met our CEO, Yvonne, you would have experienced this in one form or another. …

The rise in digital technologies has raised customers’ expectations of financial services and lenders. For today’s customers, the traditional loan processes are lengthy and tedious. They expect lenders to process loans and disburse funds quickly. And very often, this expectation in addition to the interest rate is considered a primary…

Enhancing Decide’s data source for improved credit decisioning accuracy, such that risk concerns become almost non-existent for credit providers, remains key for us at Indicina. In line with this, we are excited to announce our latest update, which will help you identify how much Free Cash Flow (FCF) a borrower…

To protect subscribers from unsolicited messages, the NCC (Nigerian Communication Commission) put a DND service in place. DND which simply means Do-Not-Disturb gives subscribers the freedom to choose what messages they want to receive from various networks. This service which is activated by users at no cost, has posed a…

A message from our CEO’s desk Indicina is one of the pioneers of products designed to enable lenders unlock economic inclusion for African businesses and consumers. Almost three years later, and we are continuing our mission to deliver on this promise as we’ve become a leading provider of ML-driven financial…